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Home - Emporia State Federal Credit Union


Online Banking

Your time is valuable.  You need to have access to your accounts when it’s convenient for you. ESFCU online banking is your tool to see your account balances, transfer money, view your statements, pay your bills and much more. It’s free. It’s safe and secure.  Contact us at (620) 342-2336 and we’ll quickly get you set up. 

As part of ESFCU’s Online Banking, Credit Sense provides FREE, ongoing access to your credit score and report, monitors your credit for key changes and provides tips and tools you need to make the most of your credit and to keep it healthy!

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Mobile Banking

Our ESFCU Mobile App is free.  Download from the Apple Store or Google Play.  Whether you are using a phone or a tablet, this tool allows you to transfer funds, pay bills, deposit checks with Mobile Deposit, and apply for a loan.

Download on the App Store Get it on Google Play

Bill Pay

This free tool allows you to pay all of your bills online.  Whether it’s a one-time payment to a friend or a recurring monthly bill, you have a safe, secure and convenient way to manage your expenses. Available through Online Banking or our Mobile App.

“I really like bill pay because it eliminates the hassle of writing checks, the expense of mailing them, and the risk of my bills getting lost in the mail. It saves me a lot of time overall and once I have entered the bills I want to pay into the system, I don’t have to worry about them again. Thank you for offering this great service.” - Lisa


Why should you sign up for e-statements? 

  • To begin with, they’re Free, Safe and Secure. It won't cost you to switch to e-statements and it saves your credit union the cost of printing and sending paper statements.
  • Since they're available within Online Banking, you know that your information is safe and secure.  No paper statements sitting in your mailbox. 
  • e-statements are also archived for easy record-keeping (you can print them out if you need to!) 
  • An added plus is that by using e-statements you are part of helping the environment by saving paper.   

Log in to ESFCU Online Banking and sign up for e-statements today! 

Reorder Checks

Reorder Checks Now

Wire Transfers

To wire funds from your ESFCU account to another financial institution, please call and speak to a member service representative at (620) 342-2336.

To wire funds into your credit union account, follow these instructions:

Wire the funds to:                                                                                                                          Millenium Corporate Credit Union, 8615 W. Frazier St Wichita KS 67212, ABA# 301180111          For Credit to:                                                                                                                                                  Emporia State Federal Credit Union, 310 W 12th Ave Emporia KS 66801, ABA# 301178107   For Further Credit to:                                                                                                                                    Your account number, name and address

Automatic Transfers

Let us do the work. Have your account set up to make your ESFCU loan payments automatically every month from your credit union savings or checking. We can help you set up transfers from your payroll direct deposit or from one ESFCU account to another! Auto Transfers are done on the 1st, 5th, 10th,15th, 20th, 25th and 28th of each month. Call or text us to set up your Auto Transfers!  620-342.2336

NADA Value

NADA Value - Be Prepared Before Purchasing

Go equipped to deal knowing the value of your exact trade in (retail, trade in and loan values) and the market value of what you’re planning to purchase. If you have the VIN number, call or text us at 620-342-2336 to get your VIN specific value.  

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Kelley Blue Book

Need to find out what a new or used car is worth?  Look at Kelley Blue Book online!


Registration & Titling

Registering and titling your vehicle with your state’s Department of Motor Vehicles (DMV) is the final step to owning your car. ESFCU will need a certificate of title or other proof of ownership listing Emporia State Federal Credit Union as lienholder within 2 months of purchasing or refinancing your car, motorcycle, boat, or other titled purchase.  Should ESFCU end up filing for the lien-recorded title, we may cover the DMV filing cost by debiting your account. Please call or text us at 620-342-2336 if we can assist you.