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Home - Emporia State Federal Credit Union

Autos/Recreational Vehicles

Our approach to loans is a little unorthodox.  It’s more important to us that you get the best deal- whether we can provide it or not.  All we ask?  Check with our loan staff first. Give us a chance to show you what we can offer.  

Whether you are looking to buy OR simply want to lower your payment by refinancing, ESFCU has great financing options for you.  It’s easy to apply online.

  • Auto Loan
  • RV Loan
  • Boat Loan
  • Motorcycle Loan

Apply Now N.A.D.A. Car Values

Check out these valuable tools to aid in your purchase:

Benefits To ESFCU Financing

  • Defer your first payment for up to 90 days (or more) depending upon circumstances;
  • Quick, easy loan approval by your ESFCU credit union staff; 
  • Creative Solutions as we work hard to find ways to approve your loan; 
  • Online application available when you are, 24/7. Of course, you’re welcome to call/text us at 620-342-2336 or come in and see us!
  • Electronic Documents delivered securely right to your email. Whether you’re across town or across the country, be confident your documents will arrive promptly and securely.

Curious what your payment or term might be? Use this great tool – our auto payment calculator – to determine your borrowing needs.  

Auto Payment Calculator

Keep It Local: Shop Local. Buy Local. Finance Local.

Emporia State Federal Credit Union has a special financing agreement with several of our local new car dealerships. Because of this, you can finance with ESFCU right at the dealership.