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Home - Emporia State Federal Credit Union

Credit Cards

Visa Credit Card

Locally Owned, Locally Approved, Locally Serviced

by your staff at Emporia State Federal Credit Union. 

ESFCU VISA allows you the freedom of credit with the swipe of your card. No annual fee. Earn points with qualifying cards on all purchases redeemable at www.uChooseRewards.com

Above all else, your card is serviced right here at ESFCU. You can view your card transactions at anytime or make a payment with Online Banking access. We can easily raise your limit temporarily, block transactions or file a fraud report for you.  When you call us, you will talk to a person - every time!  620-342-2336 

Rates and Rewards

Just caught sight of your credit card bill? Wise up with a balance transfer to an ESFCU credit card.

 There is NO Annual Fee and NO Balance Transfer Fee!

Apply Now

Platinum Visa

  • Non-variable rate as low as 12.49% APR* for all purchases
  • Does not earn uChoose Reward Points
  • No annual fee
  • No balance transfer fee

*APR = Annual Percentage Rate.

 

Platinum Cash Back Visa

  • Non-variable rate as low as 15.99% APR* for all purchases
  • Earn uChoose Rewards Points on Purchases  for 1%  cash back OR for  merchandise & gift cards
  • No annual fee
  • No balance transfer fee

*APR = Annual Percentage Rate.

 

Platinum uChoose Rewards Visa

  • Non-variable rate as low as 14.99% APR* for all purchases
  • Earn uChoose Rewards Points on Purchases
  • No annual fee
  • No balance transfer fee

*APR = Annual Percentage Rate.

 

Classic uChoose Rewards Visa

The Classic uChoose Rewards Visa program is reserved for members with not so perfect credit. It's meant to be a stepping stone to our Platinum uChoose Rewards Visa.

  • Non-variable rate as low as 17.99% APR* for all purchases
  • Earn uChoose Rewards Points on Purchases
  • No annual fee
  • No balance transfer fee

*APR = Annual Percentage Rate. Range of rates available are as low as 12.49% to 18.00% APR.

Rates, terms and conditions are subject to change and may be based on creditworthiness and qualifications. All loans are subject to approval.  Foreign Transaction fee: 1.00% of each multiple currency transaction in U.S. dollars; 1.00% of each single currency transaction in U.S. Dollars.

 

Ask About uChoose Rewards

Because LIFE should be REWARDING!

Just log in to www.uChooseRewards.com to open up the world of rewards. 

Earn points by making purchases with your ESFCU credit card. You can earn extra points by shopping at Featured Retailers!

Redeem Points for gift cards, merchandise, and travel!