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Home - Emporia State Federal Credit Union

Holiday Skip a Payment

We’d like to give you the opportunity to skip your November or December loan payment!

If you choose to do this, we ask for $15 donation (per loan).  We will donate all of these monies to help the hungry in our community by giving to Abundant Harvest and Corky's Cupboard.

In order to qualify for the Holiday Skip a Payment program, your consumer loan (this offer does not apply to Real Estate, HELOC and Credit Card loans) must be in good standing for at least the last six (6) months.

To request to skip your loan payment, fill out and submit the form below. 

* - Indicates required field

Personal Information

Loan Information

Skip Month*
Please take the $15 per loan from the following account*

Acknowledgement for Skipping a Payment

Interest continues to accrue on your account and extends the term of the loan. Loan must be in good standing and skipped payment is subject to approval under ESFCU policies. Offer good on Consumer Loans only. Real Estate, HELOC and Credit Card Loans are not eligible. 

If you have Guaranteed Asset Protection (GAP) you are allowed to have 1 Skip a Payment in a single year or 2 over the term of the loan. Exceeding this limitation would cause a deduction to be made from the GAP amount, if a claim is filed. The deduction would be equal to the total number of Skip a Payments that exceeds the allowance multiplied by your monthly loan payment.

Electronic Signatures (Type full name)

Prove you're not a robot*