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Home - Emporia State Federal Credit Union

Personal Loans


We encourage all of our members to Shop LOCAL & Finance LOCAL!  

"Tis the Season!

Need some extra cash this holiday season? 

We are offering a special Holiday Personal Loan of $1,000 or $2,500 between now and December 23, 2022 for as low as 9.50% APR* 

First payment not until February of 2023!


*APR = Annual Percentage Rate. Minimum loan amount of $1,000. Loans are available to members in good standing.  Limit one loan per member. 12 month term. No delinquencies on your current bills. A $30 processing fee will apply. Final rate is based on member's creditworthiness including your credit score.

Personal Loans

This is a great option for unplanned expenses. Or perhaps you’re in the market for an upgrade to your computer or entertainment system. This is the loan for you! A fixed term assures you’ll pay it off in a timely manner at a competitive low rate. No collateral required – you can borrow up to $10,000 if you qualify. 

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Curious what your monthly payment would be?  Use this handy tool!

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