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Home - Emporia State Federal Credit Union

Mortgage Process

Get Pre-Approved

After you find out how much home you can afford, and you know where all of your documents are, it’s time for the fun part: applying for the loan! 

When you have found you dream home, the seller will want a pre-approval letter to know you can actually afford the home. This helps the seller know you mean business!

Having a pre-approval letter can sometime be the difference between getting the home of your dreams, or watching another bidder step-in and steal the house from you.

Our pre-approval letters are good for 90 days and are dependent on credit-worthiness.

Apply Now