At Emporia State Federal Credit Union, we provide solutions for your dreams.  Whether you need cash for a home, a car, a boat, a vacation, or any other big purchase, ESFCU offers competitive rates on the right loan to make your dreams a reality!

Take advantage of:

  • Our New Easy Online Loan Application at
  • Our quick Pre-approval process
  • Our Docu-sign product that let’s you take care of the paperwork electronically

Consumer Loans

Our approach to loans is a little unorthodox. It’s more important to us that you get the best deal - whether we can provide it or not. All we ask? Check with our loan staff first - give us a chance to show what we can offer.    

  • New and used vehicles 
  • Motorcycles and RV’s
  • Credit cards
  • Vacations
  • Signature loans
  • Taxes
  • Education
  • Debt consolidation
  • Overdraft protection

Borrowing from the credit union is like helping the business you own to succeed. And because our members own the credit union, we can offer some of the lowest loan rates around.

Apply Now

Important Notices:  Rates listed are the best qualifying rates.  *APR = Annual Percentage Rate.  Rates on future advances will be determined by each member’s individual creditworthiness at the time of each advance.  APR may vary according to creditworthiness.  All rates apply to new money only.  All interest rates are subject to change without notice.  Maximum terms listed. Federally Insured by NCUA.