Online Banking
Your time is valuable. You need to have access to your accounts when it’s convenient for you. ESFCU online banking is your tool to see your account balances, transfer money, view your statements, pay your bills and much more. It’s free. It’s safe and secure. Contact us at (620) 342-2336 and we’ll quickly get you set up.
As part of ESFCU’s Online Banking, Credit Sense provides FREE, ongoing access to your credit score and report, monitors your credit for key changes and provides tips and tools you need to make the most of your credit and to keep it healthy!
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Mobile Banking
Our ESFCU Mobile App is free. Download from the Apple Store or Google Play. Whether you are using a phone or a tablet, this tool allows you to transfer funds, pay bills, deposit checks with Mobile Deposit, find a car with esfcu.carfinder.com and apply for a loan.

Bill Pay
This free tool allows you to pay all of your bills online. Whether it’s a one-time payment to a friend or a recurring monthly bill, you have a safe, secure and convenient way to manage your expenses. Available through Online Banking or our Mobile App.
“I really like bill pay because it eliminates the hassle of writing checks, the expense of mailing them, and the risk of my bills getting lost in the mail. It saves me a lot of time overall and once I have entered the bills I want to pay into the system, I don’t have to worry about them again. Thank you for offering this great service.” - Lisa
e-statements
Why should you sign up for e-statements?
- To begin with, they’re Free, Safe and Secure. It won't cost you to switch to e-statements and it saves your credit union the cost of printing and sending paper statements.
- Since they're available within Online Banking, you know that your information is safe and secure. No paper statements sitting in your mailbox.
- e-statements are also archived for easy record-keeping (you can print them out if you need to!)
- An added plus is that by using e-statements you are part of helping the environment by saving paper.
Log in to ESFCU Online Banking and sign up for e-statements today!
Reorder Checks
Reorder Checks Now
Wire Transfers
To wire funds from your ESFCU account to another financial institution, please call and speak to a member service representative at (620) 342-2336.
To wire funds into your credit union account, follow these instructions:
Wire the funds to Millennium Credit Union in Wichita, KS, ABA#301180111 for credit to Emporia State Federal Credit Union ABA#301178107 for further credit to your account number and name.
Automatic Transfers
Let us do the work. Have your account set up to make your ESFCU loan payments automatically every month from your credit union savings or checking. We can help you set up transfers from your payroll direct deposit or from one ESFCU account to another! Auto Transfers are done on the 1st, 5th, 10th,15th, 20th and 25th of each month. Call or text us to set up your Auto Transfers! 620-342.2336
esfcu.CARFINDER.com
Car Buying Made Easy!
Research and find exactly the car you want. Be sure to visit one of our preferred dealers!
Once you have found your vehicle, apply online for preapproval.
Then make the deal!
We’ll send you your paperwork electronically.
Sign, return and you are done.
Visit esfcuCARFINDER.com
NADA Value
NADA Value - Be Prepared Before Purchasing
Go equipped to deal knowing the value of your exact trade in (retail, trade in and loan values) and the market value of what you’re planning to purchase. If you have the VIN number, call or text us at 620-342-2336 to get your VIN specific value.
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Kelley Blue Book
Need to find out what a new or used car is worth? Look at Kelley Blue Book online!
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Registration & Titling
Registering and titling your vehicle with your state’s Department of Motor Vehicles (DMV) is the final step to owning your car. ESFCU will need a certificate of title or other proof of ownership listing Emporia State Federal Credit Union as lienholder within 2 months of purchasing or refinancing your car, motorcycle, boat, or other titled purchase. Should ESFCU end up filing for the lien-recorded title, we may cover the DMV filing cost by debiting your account. Please call or text us at 620-342-2336 if we can assist you.