Regular Savings - Rates effective 08/09/2017
Term APR APY Minimum
Dividends Paid Quarterly 0.50% 0.50% $25.00
Certificates of Deposit - Rates effective 08/09/2017
Term APR APY Minimum
6 months 0.65% 0.65% $500.00
***SAVE TO WIN 12 months 0.50% 0.50% $25.00
12 months   1.00% 1.00% $1,000.00
Jumbo 1.20% 1.20% $100,000.00
**BUMP CD   21 Months 1.25% 1.25% $1,000.00
**BUMP CD   34 Months 1.55% 1.55% $1,000.00
IRA Certificates call for rates

Important Notices

  • APR=Annual Percentage Rate
  • APY=Annual Percentage Yield
  • All interest rates are subject to change without notice.
  • Penalty for early withdrawal.

**No fee to “bump up” your interest rate.  Lock in a higher Emporia State Federal Credit Union published rate any time before maturity*
*Limited to one bump per Certificate of Deposit. Minimum balance of $1,000 required.               
Penalty for early withdrawal. Must contact Emporia State Federal Credit Union to activate the Bump Rate Option.  No additional deposits accepted during term of certificate.
***SAVE TO WIN disclosure ESFCU-Save-to-Win-TIS
IRA Certificates are excluded from promotion. Early withdrawal and other restrictions may apply. Insured up to $250,000 per account.  Bump rate will match rate currently in effect at the time bump option is exercised for a like fixed-rate certificate of deposit term. New rate will carry forward from date of increase and will not be retroactive. Unless you indicate otherwise, at time of maturity, the certificate will be reinvested for the same term at a fixed-rate in effect at the time. Personal accounts only. Rates, terms and availability subject to change.