Holiday Skip a Payment (our gift to you)

Donation to a LOCAL charity (your gift to others).

We’d like to give you the opportunity to skip your November or December loan payment.

If you choose to do this, we ask for $15 per loan to make the holiday brighter for those in our community.

In order to qualify for the Skip a Payment program, your consumer loan (this offer does not apply to Real Estate, HELOC and Credit Card loans) must be in good standing for at least the last six (6) months. 

To request to skip your loan payment, fill out and submit the form below.

Interest continues to accrue on your account and extends the term of the loan.  Loan must be in good standing and skipped payment is subject to approval under ESFCU policies.  Offer good on Consumer Loans only.  Real Estate, HELOC and Credit Card Loans are not eligible.  If you have Guaranteed Asset Protection (GAP) you are allowed to have 1 Skip a Payment in a single year or 2 over the term of the loan.  Exceeding this limitation would cause a deduction to be made from the GAP amount, if a claim is filed.  The deduction would be equal to the total number of Skip a Payments that exceeds the allowance multiplied by your monthly loan payment.

Apply Now to Skip a Payment!

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Loan Information
Please take the $15 per loan from the following account

Acknowledgement for Skipping a Payment

In order to qualify for the Skip-a Payment program, your consumer loans (this offer does NOT apply to Real Estate, HELOC and Credit Card loans) must be in good standing for at least the last six (6) months. ESFCU skipped payment is subject to approval under ESFCU policies.  If you choose to skip your November OR December loan payment, we ask for $15 per loan which will be donated to local charities.  Each loan requires a separate request form.

By submitting this form, I am requesting that my monthly payment be deferred.  I understand that interest continues to accrue on my account and extends the term of the loan.  I understand that if I have Guaranteed Asset Protection (GAP) I am allowed to have 1 Skip a Payment in a single year or 2 over the term of the loan.  Exceeding this limitation would cause a deduction to be made from the GAP amount, if a claim is filed.  The deduction would be equal to the total number of Skip a Payments that exceeds the allowance multiplied by my monthly loan payment.

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