Every member of ESFCU has a basic savings account - sometimes called a primary savings account. By
depositing and keeping $25 in this account, you are a member and owner of this credit union. At the end of each quarter, dividends on regular savings accounts are declared by our volunteer board of directors and paid to our members.

In addition, we offer several other products to help you save money.

Click Here for Rates

  • Certificates of Deposit - terms of 6 months to 60 months.  Check out our rates to see which CD is right for you!
  • Save to Win CD - a unique way to save money.  It only takes $25 to open your Save to Win CD and you can continue to deposit to this CD PLUS you have a chance to WIN in our ESFCU monthly drawings or you can WIN in the national drawings!  Click here for more details!
  • IRA and IRA Certificate of Deposit accounts - ask about our options and rates 
  • Designate a portion of your payroll to be deposited in a Club savings account to help you achieve your short term goals  
                Vacation $
                Christmas $
                Back-to-School $

Your savings are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) and backed by the “full faith and credit” of the U.S. Government.

IRA Certificates are excluded from promotion. Early withdrawal and other restrictions may apply. Insured up to $250,000 per account.  Unless you indicate otherwise, at time of maturity, the certificate will be reinvested for the same term at a fixed-rate in effect at the time. Personal accounts only. Rates, terms and availability subject to change.