Simply put, a credit union is made up of individuals who come together to provide a safe place to save and borrow at reasonable rates. It's people helping people. Someone who joins a credit union is called a member. Members pool their funds to make loans to one another. When you join a credit union, you purchase a “share” by making a deposit into a savings account. By making that deposit, you become a part owner of that financial institution.

Any profits that the credit union realizes, after operating expenses are paid, are given back to the members/owners in the form of dividends (or interest). The volunteer board of directors that runs each credit union is elected by the members.

Not for profit, not for charity, but for service is a credit union motto.

Emporia State Federal Credit Union

Emporia State Federal Credit Union is made up of members of the educational community and their families. Our purpose is to serve this community by offering a wide range of financial services that fit their changing needs. We value each member and strive to exceed their expectations by providing exceptional service.

The election of our Board of Directors occurs at the annual meeting which is usually held in February. Our board members volunteer their time and talents to provide the direction and leadership of our credit union.

We look forward to having the opportunity to serve you and your family, as we have been doing for over 65 years.