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Regular Savings Accounts Member savings accounts, or share accounts, are the foundation of our credit union. A $25.00 minimum balance on deposit in savings affords you an abundant array of financial services. Dividends on savings accounts are declared by the Board of Directors and paid quarterly. ESFCU consistently provides a better return on your money. Because our members own the credit union, all of the profits are returned to you in the form of interest, equity and new services. As an added benefit, life savings insurance is automatically provided on savings accounts at ESFCU. Savings Rates | Savings Calculator Certificates of Deposit Want higher earnings on your money? Invest in a short term credit union certificate of deposit. These time deposits are available in 6 month and 12 month terms. Check our rates and minimum balance requirements to find the right fit for your savings needs. Savings Rates | Savings Calculator National Credit Union Share Insurance Fund All share accounts at Emporia State Federal Credit Union are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). Administered by the National Credit Union Administration, the NCUSIF is backed by the “full faith and credit” of the U.S. Government. |
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