When you choose to borrow from Emporia State Federal Credit Union, you are actually helping the business you own to succeed! Thanks to you, we continue to provide great low rates on a variety of loan products.

Emporia State Federal Credit Union also provides credit life insurance coverage as an added benefit to our borrowers. This benefit is provided at no direct cost to you - another way we reward our loyal members for always thinking of your Credit Union first!

Expect More!

  • Loyal Members
  • Lower Rates
  • No Origination Fees
  • Fast, Friendly Service

Experience the Credit Union Difference!

Loan Rates  |  Loan Calculator

Vehicle, Motorcycle and RV Loans

  • We lend on all types of titled vehicles at very attractive rates.
  • New and Used
  • Up to 100% financing of Sticker or NADA Retail values
  • Terms up to 7 years
  • We offer low cost Guaranteed Asset Protection or "GAP" insurance

Loan Rates  |  Loan Calculator

The Mortgage Center

         By partnering with Members Mortgage Services, we can give our members multiple first mortgage options 
         that can meet any borrower's needs.

        

  • Easy, online application
  • Be Pre-approved within minutes
  • Experienced credit union staff members just a phone call away
  • Rate Tracker Feature saves you time
  • Your mortgage stays with us!


    The Educated Choice Mortgage Loan Program - Designed specifically for the Educational Community. Low, Competitive Interest rates, Low Closing Costs and your loan STAYS with Emporia State Federal Credit Union! Check with our loan staff for current rates!
  • Excellent Rates
  • No or low closing costs
  • 1st or 2nd Mortgages
  • For purchase, refinance, home improvement, consolidation or other purpose
  • Term up to 30 years
  • 97% Loan to value

Loan Rates  |  Loan Calculator

Signature Loans

  • Up to $10,000
  • Term up to 4 years
  • For any purpose

Loan Rates  |  Loan Calculator

Share/CD Secured Loans

  • Terrific rates
  • Terms up to 2 years
  • Up to 100% of balance of CD or Share account

Loan Rates  |  Loan Calculator

Mobile Home Loans

  • New and Used
  • Term up to 10 years
  • With Real Estate

Loan Rates  |  Loan Calculator

Boat Loans

  • New and Used
  • Must be able to perfect lien
  • Terms up to 5 years

Loan Rates  |  Loan Calculator