Be pleasantly surprised with a checking account at Emporia State Federal Credit Union designed the way it should be -- FREE!! Enjoy unlimited check writing and avoid minimum balance requirements with no additional service charges or monthly fees.
Convenient and accessible, ESFCU checking accounts allow you to manage your day-to-day money needs with these additional benefits:
- On-line account access right from your home or office with e-Teller!
- 24-hour a day telephone access with our audio response Telephone Teller!
- Immediate availability of Direct Deposited Funds
- Visa Check / ATM Card
Surcharge-Free ATMs at 310 W. 12th, 2332 Industrial Road and at Emporia High School
Member of the Credit Union ATM Network with locations in Topeka, Kansas City, Wichita, Lawrence, Manhattan -
for complete listing go to www.cuatmnetwork.com
- Convenient and safe - Duplicate Checks
- Monthly statements with easy to use reconciliation
- Overdraft Protection for qualified members
“Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts
In accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act, through December 31, 2012, all funds in “noninterest-bearing transaction accounts” are insured in full by the National Credit Union Administration. This unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.
The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no dividend. It does not include any transaction account that may earn dividends, such as a negotiable order of withdrawal (“NOW”) account, money-market account, or Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. The temporary full insurance coverage of “noninterest-bearing transaction accounts” expires on December 31, 2012. After December 31, 2012, funds in noninterest bearing transaction accounts will be insured under the NCUA’s general share insurance rules, subject to the Standard Maximum Share Insurance Amount of $250,000.”
