Be pleasantly surprised with a checking account at Emporia State Federal Credit Union designed the way it should be -- FREE!! Enjoy unlimited check writing and avoid minimum balance requirements with no additional service charges or monthly fees.

Convenient and accessible, ESFCU checking accounts allow you to manage your day-to-day money needs with these additional benefits:

• On-line account access right from your home or office with e-Teller!
• 24-hour a day telephone access with our audio response Telephone Teller!
• Immediate availability of Direct Deposited Funds
• Visa Check / ATM Card
  Surcharge-Free ATM on premises
  Member of the Credit Union ATM Surcharge-Free Network
  Locations in Topeka, Kansas City, Wichita, Lawrence, Manhattan - for complete listing go to www.cuatmnetwork.com
• Convenient and safe - Duplicate Checks
• Monthly statements with easy to use reconciliation
• Overdraft Protection for qualified members